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Our children, of course, are priceless. But they do have a cost: about a quarter-million dollars.

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A new government report estimated that a middle-income family with a child born last year will spend about 221,000 raising that child from birth through age 17, according to the Associated Press. (The number rises to some 292,000 when adjusted for inflation.) The figures don't count the cost of college or childbirth.

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Annual child-rearing expense estimates ranged between 11,610 and 13,480 per-child in married, middle-class family with two children.

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The report, by the USDA's Center for Nutrition Policy and Promotion, said that housing was a family's single largest expense, followed by food and the costs of child care and education.

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Money spent on child-related costs increases as a family's income goes up. For instance, those with an income between 57,000 and 99,000 spend about 221,000 and those with higher incomes are expected to spend roughly 367,000 through age 17. Costs of raising a child are highest in the urban northeast and lowest in the urban south and rural areas.

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How much thought did you give to the cost of raising children in your decision to have a family or to have additional children? What are your biggest costs in raising your children?

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