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Are you Mr and Mrs Average?
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If your surname is Smith, you got up at 6.45am today and you're planning a summer holiday in Spain, you're not alone.

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A study has provided a snapshot of the typical Briton in terms of name, spending and lifestyle.

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And its revelations that the average adult is most likely to be called Smith, drive a Ford Fiesta and take a Spanish holiday suggest that there is little to choose between most of us now and in the 1970s and 80s.

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The analysis of just over one million customers by insurance giant Aviva came up, not unsurprisingly, with Smith as the most popular surname, followed by Jones and Williams.

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We will rise each day between 6.30am and 7am before leaving our home - most commonly called The Cottage - before driving to work. As a family we are most likely to have a Fiesta, however increasingly there are two cars on the drive. The second most common choices are a Vauxhall Astra and a Vauxhall Corsa.

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Most often, Mr or Mrs Smith will eat their lunch at their desk, and recreation is most likely to include shopping for clothes rather than exercise.

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The vast majority of us - 71 per cent - do not go to the gym, cycle, jog or swim even once a week.

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While far-flung holidays to the Far East, the Caribbean or even Australia are more common than a generation ago, the research found that Spain remains the favorite option. Florida is also popular for those who can stretch their finances.

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Despite the boom in housing estates and city centre apartments blocks, the average home remains an Edwardian three-bed detached property.

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And the trappings of electronic gadgets, jewellery and clothes accumulated over the years will have an average value of £28,000.

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The most common items in home insurance claims over the past year were 32in Toshiba televisions, Samsung laptop computers and Sony PlayStation games consoles.

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