英国调查：女性花钱比男性更谨慎

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英国调查：女性花钱比男性更谨慎
Women are better with money than men, study finds[文章版权禁止转载:考试与评价 47a}. F\! y!_}4FroG]

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It may come as a shock to husbands fond of accusing their wives of frittering the family finances on shoes and handbags, but a study has found that women are in fact better at budgeting than men.

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Women keep track of their spending and are less likely to build up debts through loans and credit cards, according to new research.

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Men are more prone to ignoring mounting debts and forgetting to pay bills, whereas women chip away at credit card bills with regular repayments, the study found.

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The survey of 3,000 Britons by Lovemoney.com found that men have an average debt of £2,176 on their credit cards compared to £1,987 for women. Men tend to spend their money on gadgets and rely on credit to cover the costs, it found.

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A spokesman for the money management website said the findings gave the lie to accusations that women are irresponsible with their money.

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“For years, women have been thought of as the big spenders, splashing their cash on clothes,” he said.

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“But it seems men are gaining their own reputation when it comes to managing their finances while women are learning how to handle their money.”

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A quarter of men admitted they often repay credit card bills late or forget them altogether, compared to 17 per cent of women who make the same mistake.

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一项研究发现，女性在花钱方面其实比男性更有计划，这可能会让那些总爱抱怨妻子爱买鞋买包的丈夫们感到吃惊。

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这项最新调查表明，女性会记录自己的开支，而且因贷款和使用信用卡而背上债务的可能性较小。

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调查发现，男性往往不理会越来越多的积压债务，而且常忘记付账单，而女性则会按时支付信用卡的账单。

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这项由Lovemoney.com网站开展的、针对三千名英国人的调查发现，男性信用卡上的平均债务为2176英镑，而女性为1987英镑。另外，调查还发现，男性爱买配件、器具等一些小玩意，而且喜欢用信用卡支付。

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该资金管理网站的一名发言人说，这些发现表明，认为女性花钱无度的说法是不符合实际的。

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他说：“多年以来，女性一直被认为花钱无节制，把很多钱花在买衣服上。”